My Money Rank — How does your income rank in Australia?
Free Australian finance calculators and ranking tools using official ATO, ABS and public-data sources where available — including real ATO Taxation Statistics 2023–24. See your income percentile against your age, sex and state. Then estimate your net-worth, superannuation, savings, home-equity and housing-cost percentiles against your demographic (wealth distributions: ABS 2019–20, the latest detailed survey published). No sign-up required — everything is calculated in your browser and nothing is sent to a server. Some tools save a draft to your browser's local storage so you can come back; it stays on your device.
What you can do here
- Full demographic rank — income, net worth, super, savings, home equity and housing burden vs your age, sex, state and household.
- Income rank by job & postcode — using the ATO's own taxable-income tables for ~1,150 occupations and ~2,240 postcodes.
- Budget Planner — 33 line items across 9 categories with a 50/30/20 analysis.
All calculators (24)
- Income Tax — What you really keep after the ATO.
- Salary — Every pay cadence, gross and net.
- HECS/HELP Repayment — What your study loan takes from each pay.
- Mortgage — Repayments at today’s rates.
- Borrowing Power — How much a bank would lend you.
- Home Loan Repayment — Add extra repayments, clear it faster.
- Stamp Duty — State-by-state, first-home aware.
- House Affordability — The price tag you can actually reach.
- Refinance — Is switching lenders worth it?
- Mortgage Optimiser — Offset, extras, lump sums — your full plan.
- Compound Interest — What time does to your money.
- Superannuation — Is your super ahead for your age?
- Savings — When you’ll hit your target.
- Investment — Nominal and inflation-adjusted growth.
- Credit Card Repayment — How long that balance really takes.
- Debt Payoff — Add extra, clear it faster.
- Retirement — Will your nest egg last?
- FIRE — What you need to never work again.
- Super FIRE — FIRE with super tax & the bridge to age 60.
- Coast FIRE — Stop contributing — just coast.
- Financial Independence — Your savings rate sets the date.
- Barista FIRE — Part-time work covers the rest.
- Lean FIRE — Freedom on a minimalist budget.
- Fat FIRE — Retire early, no compromises.
Guides
- What income puts you in the top 1% in Australia?
- What income puts you in the top 10% in Australia?
- What's the average income in Australia — and is it the right question?
- The median income in Australia is $58,733. Here's yours by age.
- Income percentile by age: the fair comparison
- Income by postcode: Australia's richest suburbs, measured two ways
- Net worth by age in Australia: the real medians
- Super balance by age: what's actually normal?
- How much house can you afford in Australia?
- HECS/HELP repayments in 2026–27: the new marginal system
- Borrowing power in 2026: what lenders will actually give you
- Stamp duty in 2026: the same house, eight different bills
- FIRE in Australia: your number, and the catch nobody prices in
Data sources
- Australian Taxation Office — Taxation Statistics — Individuals Tables 3A & 4A (income by age, sex & state) (2023–24)
- Australian Bureau of Statistics — Household Income and Wealth, Australia — net worth by age & net-worth quintiles (2019–20)
- Australian Taxation Office — Taxation Statistics — Individuals Table 22 (super balance by age) & Table 23A (age × sex) (2023–24)
- Australian Taxation Office — Taxation Statistics — Individuals Table 15 (income by occupation & sex) (2023–24)
- Australian Taxation Office — Taxation Statistics — Individuals Table 8 (income by state & postcode) (2023–24)
- Matthew Proctor (open data) — Australian postcodes → localities (current)
How it works
Enter your income. We compare it against the real ATO national income distribution and your demographic to give you a percentile rank. Add more numbers — net worth, super, savings — to sharpen the picture. Indicative only, not financial advice.